The Wheel of Change - Start

The Wheel of Change - Start

This module introduces the Wheel of Change and how real, lasting money change actually happens. You’ll learn why insight alone isn’t enough—and how awareness, small actions, and support work together to create momentum. This sets the foundation for approaching money change with patience, clarity, and self-compassion.

There are no right or wrong answers - this is just a starting point.

We will come back to this later.

Wheel of Change (60.2 MB)
Head Heart Hands How Wheel (104 KB)

Train Your Money: The Spending Plan System

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Welcome to Train Your Money Spending Plan System

  • 💎 Introduction
  • ☸️ The Wheel of Change - Start

Introduction to Spending

  • Pieces of the Money Puzzle
  • Money Bucket Method
  • Spending Plan Overview

Organizing Your Money Step by Step

  • How to Use the Bill Tracker Calendar
  • Fixed Expenses Tracker
  • Sneaky Spend Zones (Flexible Spending)

Savings & Debt

  • Savings
  • Track and Tackle Debt

Tracking Money

  • The Digital Envelope Method

Goals & Money Mindset

  • 💭 Exploring Money Beliefs
  • SMART Goals
  • My Money Map

Wrap Up

  • Wheel of Change - End of Course