This section lays the foundation for everything that comes next.
In the first few modules, you’ll get a clear picture of how your money works today—without judgment and without pressure to change everything at once. We’ll walk through the core concepts of the Train Your Money approach, help you organize your money in a simple way, and show you how small, focused steps can create meaningful progress.
Take your time here. These modules are designed to be revisited as needed, and they’ll give you the clarity and confidence you need as you move forward through the course.
This section is about building the day-to-day structure for your money - and that takes time.
You’re not meant to master everything in one sitting or make all the changes at once. The tools in this section are designed to be used over time, as your awareness grows and your habits start to shift. That’s why the Spending Plan Journal covers a full year, and why you have lifetime access to this course - you can come back to these lessons whenever you need them.
As you work through the bill tracker, fixed and flexible expenses, savings, and debt overview, focus on progress, not perfection. Small steps, repeated consistently, are what create real change.
And remember—you don’t have to do this alone. Join the discussion to share what you’re learning, ask questions, and pick up practical tips from others who are working through the same process.
Your goals and your mindset work together. What you believe about money influences the goals you set—and how likely you are to follow through on them. In this section, we’ll focus on clarifying what matters to you and gently examining the beliefs that shape your decisions. This isn’t about fixing yourself or thinking positively all the time. It’s about building awareness so your goals feel possible, personal, and aligned with the life you want to create.