Whether you're just getting started or ready for one-on-one coaching, we offer a service tier that fits your needs and goals.
Where money training begins — simple tools, new habits, and small wins.
Money Bucket Spending Tracker digital bundle
Discount on the Train Your Money™ Spending Plan Journal printed version
Be the first notified of upcoming products
Everything You Need to Stay on Track — Coaching, Courses, and Community
Review/monitoring of linked accounts
1–3 action items per month from money coach sent by email or text
Ask-the-expert group sessions
On Demand course access
Monarch Money included with membership
Train Your Money members-only community
High-touch coaching for clients ready to lead their money with clarity, confidence, and purpose.
Everything in the Starting Line and Momentum Circle Tiers
Personalized goal setting session
Ten 1-on-1 sessions tailored to the goals we create together
Individualized credit report review from all three credit bureaus
Tips to improve credit score
1–3 personalized action steps every week
Powerful tools and strategies tailored specifically for you
Flexible Support Designed for Every Journey
Each path was created with your financial growth in mind. From foundational tools to personalized coaching, there is a fit for what you want to accomplish next. Whether you want a self-paced path or dedicated guidance, you’ll find the structure and support you need.
Hear how each tier helped our members move from uncertainty to confidence.
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“I was hesitant to start, but the Complimentary tier gave me just enough structure to get moving. The resources are practical, and it made me feel like I wasn’t alone.
This free plan helped me dip my toes into budgeting. The clarity I got just from this tier surprised me.”
Tier 1 – Complimentary
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“The Monthly Money Review changed how I look at my finances simple and powerful! Janice’s guidance made budgeting feel approachable and even fun. I started noticing real results in just a month. Having a review system keeps me accountable without pressure.”
Tier 2 – Monthly Review
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“1:1 coaching was a game-changer. I had been making the same mistakes for years, but Janice helped me build a system that actually fits my life.
It’s like having a money therapist. I finally feel in control and supported. Worth every cent.”
Tier 3 – 1:1 Coaching
Still Have Questions? We have answers!
We want you to feel confident and informed before you join. Here are answers to some of our most commonly asked questions:
Each tier offers a different level of support:
Complimentary Access provides tools to get started.
Monthly Money Review gives ongoing feedback and accountability.
1:1 Coaching offers personalized guidance for deeper transformation.
Absolutely. You can upgrade or downgrade your plan anytime based on your needs. We’re here to support your growth, no matter where you are.
It’s ideal for individuals who want high-touch, customized support with their finances to stay on track to reach large goals. Whether you’re preparing for retirement, managing debt, or growing wealth, this coaching is tailored to your needs.
You’ll get access to the digital bundle of tools based on the Money Bucket strategy, financial education, and discounts on future products. It’s a great place to start your journey with no cost.
Yes. We take your privacy very seriously. All your personal financial information is kept 100% confidential.
We believe in your success and we stand by our system.
That’s why we offer a 100% risk-free guarantee with the Train Your Money™ programs.
We believe that we can save you the amount of money you spend on our courses - whether you join the Momentum Circle or our Signature Coaching path.
If you do need to end your partnership with us, you can cancel at any time.
With the Momentum Circle program, your service will continue until the end of the month, and then your subscription will end.
We welcome you back whenever you are ready! 🤗
For our Signature clients, if you fully participate in our coaching program and apply the Money Bucket Approach, but don’t feel more confident and in control of your money, we’ll give you a full refund. No questions asked.
We’re confident that this is the last money program you’ll ever need but if it’s not right for you, you’ve got nothing to lose and everything to gain.