Welcome from Janice Your Money Coach
My Train Your Money System has helped hundreds of people shift their mindset and take control of their finances to build the life they want.
Start connecting YOUR money to YOUR meaningful goals
I will guide you step-by-step to understand and take a mindful approach to money, keep more of what you earn, reduce expenses, pay off debt and focus and reframe those big goals. (You know, the ones you used to dream about? I've been there too.)
I will show you how to use the Money Bucket Approach to know exactly how much money you have at any given time and use windfalls (like tax refunds) to your advantage.
Finally feel in charge of your money.
Stop living paycheck to paycheck and start making intentional decisions that reflect what matters most to you.
Feel calm and clear every time you check your bank account.
Learn to see money as a tool - not a source of stress - and use it to support what truly matters to you.
Your Money Should Fuel Your Dreams—Not Hold You Back.
With your finances in order, you can confidently map out bold, exciting goals: retirement, a home, a business, travel, or your kids' education.
No more guessing - just a clear plan to make it happen.
Flexible Support Designed for Every Journey
With the Train Your Money course, you will learn how to:
Take control of your money once and for all with a system that takes less time each week than walking the dog.
Conquer money fear and overwhelm with small, consistent steps.
Easily handle infrequent and unexpected expenses without going into debt.
Enjoy holidays and celebrations with less money stress or anxiety.
Discover how money weaves through every part of life—from the books we love to the joys we chase. Beyond the Budget is where practical tips meet meaningful reflections to help you make the most of what you earn and how you live.
That’s why we offer a 100% risk-free guarantee with the Train Your Money program. If you fully participate in the course and apply the Money Bucket Approach, but don’t feel more confident and in control of your money, we’ll give you a full refund. No questions asked.
We’re confident that this is the last money program you’ll ever need but if it’s not right for you, you’ve got nothing to lose and everything to gain.
To give you the personalized attention you deserve, we limit the number of individuals in each group. Our goal is not just to teach you about money but to walk with you every step of the way as you transform your financial future. That’s why we cap enrollment to ensure every participant gets meaningful support, feedback, and guidance. Spots fill up quickly and for good reason. Each round of the Train Your Money course delivers results, builds confidence, and creates lasting change.
Don’t wait. This is your opportunity to finally take control of your finances and gain the confidence you’ve been looking for.
Real stories from real people who have transformed their relationship with money.
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"Working with Janice has played a key role in helping our growing family stay on track with our goals and make informed decisions with confidence. We have appreciated Janice's ability to break down financial concepts into clear explanations that make sense for our situation, without overcomplicating it. Her plan for us has been step-by-step and attainable, and our financial health has measurably improved in the two years we have been working with her.
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"I have had the pleasure of working with Janice for many years. Finding a professional that I trusted was not easy at first. After working with a few other people, we were connected with Janice and have worked with her ever since. Janice is professional, approachable, and does an excellent job at explaining difficult and detailed information in a way that is easy to understand. In addition, Janice has done an excellent job at empowering my daughter by guiding and teaching her over the last several years regarding money management, budgeting, and long-term planning. It was crucial to find someone that we both trusted and felt comfortable with to navigate these details. Janice has far exceeded our expectations in all areas and I could not recommend her more."
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"I have had 3 sessions with Janice...service is so wonderful and has truly helped my anxiety so much, which is my biggest trigger. I look at my finances, get anxiety because I want to solve my issues now, and I gamble. She has really helped us break it down and curb our spending and helped me look at the broader picture."
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"I liked the ease of making a plan. When my head is spinning because of the numbers, I am calmed by Janice’s expertise."
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"Working with Janice gave me the financial foundation I needed to launch and grow Brighter Days Wellness and Recovery. She made spending plans, debt reduction, and tracking feel doable — not overwhelming.
Her practical coaching and support have set me and my business up for long-term success. I’m so grateful for her guidance and encouragement — it’s made all the difference."*
— Cindy Chizewick, LISW-S, LICDC, GAMB, LICSW, Owner, Brighter Days Wellness and Recovery
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"The simplicity of the method is what blew me away. I spend less than 15 minutes a month managing my finances, and I still feel completely on top of things. For the first time, I’m not worried when unexpected expenses come up."
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"I used to dread unexpected expenses like car repairs or holiday gifts. But now I actually plan for them and the stress is gone. This system has made my finances feel predictable and manageable."
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"This isn’t just another money course it’s a total mindset shift. I’ve gone from feeling afraid of looking at my bank account to dreaming big about my future. I feel excited and empowered again."